Self Directed Gold Silver IRA – Custodian Reviews, Convert Retirement Accounts

If you’ve ever watched the Disney movie Aladdin, then you probably recall the villain’s version of the golden rule – that the one who has the gold makes the rules. While intended to be comical, it makes an interesting point: Gold has always been very powerful in our society. The same goes for silver. Now of course we shouldn’t live a life in fear of the powers that be, but rather have a future of security through a self-directed gold and silver IRA, or as it is also better known as the 401k gold IRA rollover which can also include silver, platinum, and palladium.


Self Directed Gold Silver IRA

Below we’ll be getting into the different types of physical ingot bars and coins, along with the benefits, reasons why you should invest now and how you should go about all of it. We’ll also explore the upside potential of both gold and silver and why we might just be living in the most opportune time to be invested in these two particular metals. At the bottom of this article, to make it easier on you, we have selected who in our opinion is the best gold silver IRA custodian. We’ve researched all the gold-silver IRA reviews and feel that they’re the most qualified to convert IRA gold silver or any other retirement accounts for that matter. 


The world is gradually becoming a more sinister place economically, with the constant threat of a dollar devaluation, stock market crash, social security, and pension payments being severely underfunded. It’s scary out there, which is why you can’t afford to put all your eggs in one basket anymore. With that in mind, we advise first picking up the high-quality free gold ira kit below, it will really make the difference if you are on the fence about precious metals IRAs…leaving no eggs unturned.


The providers of this investors kit have recently been awarded the most prestigious award in the industry:
The International Bullion Dealer of the Year 2021!


Goldco IRA fees investor kit


Benefits of a Self Directed Gold Silver IRA

This type of IRA is highly beneficial as part of an investment portfolio because they have certain tax advantages and allow for investing in more diverse assets. You may not have known that you can own assets other than stocks and bonds, such as precious metals and real estate. While there are restrictions on early withdrawals, this is a great way to save for retirement while increasing your overall earnings during retirement.


Reasons why savvy investors are accumulating gold in their portfolios, include:

  • A time-tested hedge against inflation, while at the same time, deflation.
  • Has always served as a safe haven during times of global financial and economic strife, wars, and now trade & currency wars. 
  • A tremendous store of value that only continues to increase throughout the decades.
  • Gold offers protection against central bank money printing policies and the continually declining strength of the dollar. 
  • Constant ever-increasing demand and limited supply. (from the chart below, see who is buying up all the gold at a rapid pace) 
  • Diversification of portfolio while protecting previously earned retirement funds.

Should I Buy Gold For My IRA? Physical Gold IRA Rollover

This type of gold acquisition worldwide by governments and top financial institutions is certainly a main factor that may contribute to us seeing new price highs in the not too distant future.


The Other Immense Opportunity: Silver

To see all the reasons why you should also be adding silver to your IRA, have a look at our article below:

Physical Silver Backed IRA – Is Silver a Better Investment Than Gold? 


Things to Know: 401k Gold IRA Rollover

The preferred set-up is the self-directed gold IRA. Again this can also include silver. Full control resides with the owner/investor. The individual is in charge of all decisions made and investments selected. This allows more freedom than other types of accounts such as the 401k, making it easier to diversify while allowing for the same limitations when it comes to deposits and withdrawals. You may also opt to have a trustee or custodian hold & handle your investments for you. 


Self-directed gold and silver IRAs are allowed to be held simultaneously with multiple others. This is the better choice because a self-directed account makes it easier for you to make decisions on your own about investing in certain types of gold and other precious metals. If you have an account trustee, you’ll have to research suggestions and consider recommendations while making sure that your instructions have been executed correctly for you. Double-checking and following up can be tiring and not knowing if they have your interests in mind, can ultimately take away from your peace of mind.


Note: You must make sure that you are purchasing IRS-approved precious metals.

For a full list of precious metals approved to hold in your IRA (gold, silver, palladium, platinum bullion coins & ingot) click below.

IRS approved precious metals


So Why Invest in Gold Now?

Again, there’s never really been a bad time for gold. Not only has gold been a constant in human trade for centuries, today it is still one of the most sought-after commodities with an ever-increasing demand. As the federal government continues to print more money you can avoid the impending hyper-inflation by investing in gold. It often seems to be even stronger when the economy is slow or recovering.


In this chart, you’ll see that gold had made a remarkable all-time high back in 2011-2012 (to $1,800+/oz.) and has since made a pullback during 2013-2015 to opportune buying levels. For the past 3 years consecutively, gold has made a strong, steady comeback and is on the verge of breaking out of the $1365 level. 

Gold Technical Chart 12MAY18
Gold Technical Chart MAY 12, 2018


If this level breaks, we could see another test of the all-time high and perhaps beyond to new record highs. Most financial experts expect big moves within the next few years.


Perhaps this is because precious metals are something tangible, as opposed to things like currency and stocks which really just amount to paper and are considered high-risk. The values of currencies can fluctuate like crazy, whereas gold is particularly stable and accepted the world over. Thus, investing in gold bullion is a logical way to ensure the security of your investments.


How to Invest in a Gold and Silver IRA

There are a number of ways, but one that many have turned to is again, the 401k gold IRA rollover (another phrase for purchasing any IRS-approved precious metals from an existing retirement account). This involves opening an IRA account and then transferring money from a 401(k) or other current retirement accounts mentioned above to purchase the precious metals of choice for your IRA account. You can also directly purchase gold & silver bullion ingot and coins that you can actually physically hold for safekeeping, rather than gold ETFs or gold stocks. In this way, you can get to work securing your retirement through gold investing.


Our top-recommended gold and silver IRA custodian has also been the recipient of the highest honor in the precious metals industry:
International Bullion Dealer of the Year 2021!


It’s not complicated at all to execute a self-directed gold and silver IRA rollover so do not hesitate any longer. Remember that silver, palladium, and platinum are also good options and can be added as valuable assets to your precious metals IRA. Stocks can be unreliable, but precious metals have enjoyed a long history of reliability that predates our modern economic system. A diverse portfolio isn’t complete without an IRA that involves physical gold or other precious metals.


Also, you may read other in-depth gold & silver IRA reviews of our top recommended company here.

We’d love to hear your thoughts, or if you have any questions join the discussion in the comments section below.


  1. I appreciate your informative post on investing in gold and silver through an IRA. I have read that gold is a great investment in both inflationary and deflationary environments.

    That said, I have also read that it’s a challenging investment when interest rates are rising, as they are now. I am curious as to how you’d recommend addressing this risk in a portfolio. Is there something you do to hedge or do you not worry about this risk since a retirement account is a long-term investment?

    Thanks for a great and informative post — I will look further into your recommendations.

    1. Well Laura this is not financial advice and I am not a financial advisor. Most people that have precious metals in their IRAs or just hold it physically do so to diversify out of fiat paper money. The amount you hold depends on factors like how much risk you’re comfortable with, your age and your ultimate retirement goals.

      The risks that weigh most on investors minds are: the rising national debt, household debt on the rise, chance that banks fail increasing, stock market crashing, dollar being devalued, constant printing of money, quantitative easing, etc. History has shown that precious metals perform great in times of crises and are stable over the long run. For example, gold has consistently outperformed stocks by over 30:1 during economic crises. It can’t hurt to diversify.

  2. Very insightful article, I’ve been looking into diversifying my portfolio a bit more and decided to do some research on Gold and Silver. Glad I found this article and pretty much agree with you in the regard that no matter what Gold prices will continue to rise and it is a great investment vehicle, this is the reassurance I needed to see to jump in, thank you.

    1. Thank you Victor and I’m glad you agree. In the event of economic turmoil precious metals have and will always endure. Diversifying is key so hopefully you’ve been able to find a custodian that you can trust.

  3. Enjoyed reading the article providing informative information as a person who likes to invest.

    I also agreed in your post that while stocks and currency fluctuates a lot, investing in gold looks better and with your analysis made me more sure that it’s the right time to invest in gold.

    1. Exactly Paul, you’ve got the right idea. As we head into 2019, the world economy is looking more shaky with each passing day. Currently the stock market is on the decline and gold is up. This trend is likely to continue so it would be prudent to do your research and diversify your holdings.

  4. James Calogianes says:

    I enjoyed reading your articles about gold and several of the investments you talk about. As a gold enthusiast, it’s always been a “Rock” Solid investment for me, personally, and for others as well. I love gold in my portfolio! Also, I leave it alone and educate my teenagers on saving money while they’re so young! Thank you for sharing info. on 401k’s, silver, roll overs etc.. A well rounded arena of diversity and the tools that can get you there. If one has an abundance of gold, they’re sitting pretty. Yes, it fluctuates as do “stocks.” But, gold has that unique value attached to it.

    1. It’s great to see your enthusiasm for gold James! Your comment is “Rock Solid”:). Gold in your portfolio does tend to make one have peace of mind, doesn’t it? Gold has stood the test of time and will be there for your children as it was there for our forefathers. I’m glad you found the article helpful, and perhaps it’s reinforced your own beliefs. This understanding of diversity and knowing a portfolio is not complete without precious metals is essential. Thanks for taking the time to write, your thoughtful comment is much appreciated.

  5. Thank you for this great review about gold, silver and platinum ingots. I agree with you that throughout history the person with the most gold has also had a strong degree of power and influence. I think it’s a great little idea to have some of this saved for retirement. It does protect against inflation and there will always be a buyer around somewhere who will buy the gold off you.
    I was just wondering what percentage of your income do you recommend people invest per week in these ingot products?

    1. Thank you for the comment Glenys. Glad to see that you recognize the true value of gold. We cannot really recommend how much, what frequency and what products to invest in. Most people use their retirement savings as an investment vehicle. For example, if you have any one of these types of accounts (401K, IRA, 403B, TSP, SEP) you can rollover (tax-free) a portion into the precious metals of your choosing. If you need professional advice we recommend speaking to an expert from Regal Assets at 1-855-712-2993. They’re great with answering every little detail and they pride themselves on no pressure, no salesman tactics, which is another main reason they get our vote.

  6. Dear GIIR, Thanks for an interesting article about precious metals IRA. When I read your article, I wondered about precious metals backed crypto-currencies. I have heard that there are some in the making, e.g. maybe in Switzerland? Anyway, from your charts I have to conclude that precious metals are here to stay even with the introduction of cryptocurrencies. Thanks again for an informative description of IRA options for precious metals. – Kel

    1. Hi Kel. We appreciate the kind words and thank you for writing in. You’re right in wondering about gold backed cryptos. To say the least, it’s an interesting space at the moment. Regal Assets has decided to enter the market and has opened another location in Dubai. They’re offering purchases of cryptos that are kept in cold storage in the most secure safe protected by Brinks and insured by Lloyd’s of London. Sounds like you’d be interested in this, go here to learn more about the most secure way to invest in cryptos, cyrypto wallet and Crypto IRA.

  7. Some good information especially due to where the stock market is these days and will the growth be sustained? I know gold has taken a bit of a hit in 2013, but to me it has real value. Tim

    1. Hey Tim you got it. The value has always been there…in fact gold is still up 220% in the last 10 years…at one point it was as high as 400% and most likely will get there again. Stocks usually reverse hard when extreme optimism sets in. Plus the bigger risk nowadays is a dollar devaluation which would affect everything. As you said I would much rather hold something of real value like gold, just like China, India and the Middle East are doing more of.

  8. This is great info that I had never really considered before but seems wise given the instability of our current economics and familiar (at least to me)financial institutions. Even though I’d sort of heard about gold investing I never really understood how it would be viable for me and now I think I have a better understanding. Thanks!

    1. I’m glad I could be of help. As long as you are atleast thinking in the right direction of protecting what you have, that’s half the battle. The other half is diversifying a portion of your portfolio into precious metals not only to hedge against inflation but as an insurance policy in case something unthinkable happens. These are unprecedented times we live in.

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